I have known about FPU since my senior year of college. Sister Marla gave me "The Total Money Makeover" in 2012. I attended some of the classes, and I kind of tossed the book to the side until last year... Last year I was scared. Last year I questioned why I went back to school. Then on August 20th I saw an Instagram/ Facebook post from my friend Kamille that changed my life. She talked about how she and her husband were paying off their student loans... What?! I thought we die with these. So I reached out to her and she began to share their testimony. As we started our journey they became debt free and seeing them made me realize that this is a possibility for us too. I asked Eddie what he thought about us ordering FPU, and he was on board. We ordered FPU the following week and decided that Monday nights at 8:00pm for the next 9 weeks we would make it a date to watch the videos and fill out our workbook. Every week we were learning more and more information, and the discus...

      Now that we are well into 2018. I am beyond excited to see how far we have come financially. In 2017 we paid off over $20,000 of debt, and we now have under six figures of debt. We started our debt free journey last year not because we had bad credit, or because we were struggling financially. We just wanted more for our lives and for our future.  I always told Eddie that we would be young millionaires, but how that was going to happen I wasn't exactly sure. At the beginning of 2017 we thought we were doing so well with paying off debt. In the first 9 months of the year we paid off  about $8,200. This came from medical debt, and some credit card debt.      After we began Financial Peace University in October we were able to pay off over $10,000 in debt in just 3 months. A large portion of this $10,000 was my car loan. I can not begin to describe how good it feels to no longer have consumer debt, medical debt, or car debt. We are down to onl...

      When I said this part of the vows I was thinking to myself let's not ever have poorer times. Now we are definitely nowhere close to poverty, but we have learned a lot about money management this year. Combining our finances was actually a pretty easy experience I will say that when I signed up to have my check directly deposited into OUR account, and not my own I did feel this sense of the walls closing in on me. I had this feeling mostly because this marriage thing was really real, and I no longer could hide what I was doing financially. I was now accountable to someone else. In the beginning we tithed 10% of our income to our church, paid bills, purchased flights, and vacations out of our joint account. We didn't really have a plan to pay down our debt. Throughout the first year we paid all of our bills, and paid off our wedding rings, furniture, and some other debts including all of our medical bills. Then after graduating with my masters I got the email of how m...