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Showing posts from January, 2018

Investing in Your Development

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     In 2018 although we have huge financial goals, and we will hit them! We also have some things that we are going to spend some money on because they are important to our personal growth, development, and well being. We believe that investing in yourself, your marriage, your family, and your friends are some of the greatest investments that you can make. Every year you should set aside some money in your budget to make those investments. Below is a list of some of the investments that we are making in 2018... 1. Our spiritual growth and development. This year we plan to invest money in both of our spiritual development through conferences and books. We both put on our vision boards this year that we wanted to grow in our individual walks with God, so we knew that putting money aside for these events and books was really important to that overall 2018 goal. Throughout the year we will also continue to find other events at our church and other churches that will assis...

Date Night on a Dime

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     Yes we are saving money, and in the last post I gave you our huge debt payoff goals for 2018, but one thing that is really important to us is putting aside time and money for dates!          Just to give you all an idea of our weekly budget for dates while we are paying off debt; we put in a line item of $80 per week to spend for our entertainment. Most weeks we don't even use half of this money, but it is there for us to enjoy one another during this journey to being debt free. Here are some ways that we are stretching our weekly date night dollars. 1. If people ever ask you all what you want for a gift ask for restaurant gift cards! We have gone on so many dates with these gift cards. We got several as wedding presents that came in handy during our first year of marriage. We also got a few as Christmas and birthday presents. We use these throughout the year for those nights that we don't want to cook, or we just want to connect with one...

The Power of Financial Focus

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      Now that we are well into 2018. I am beyond excited to see how far we have come financially. In 2017 we paid off over $20,000 of debt, and we now have under six figures of debt. We started our debt free journey last year not because we had bad credit, or because we were struggling financially. We just wanted more for our lives and for our future.  I always told Eddie that we would be young millionaires, but how that was going to happen I wasn't exactly sure. At the beginning of 2017 we thought we were doing so well with paying off debt. In the first 9 months of the year we paid off  about $8,200. This came from medical debt, and some credit card debt.      After we began Financial Peace University in October we were able to pay off over $10,000 in debt in just 3 months. A large portion of this $10,000 was my car loan. I can not begin to describe how good it feels to no longer have consumer debt, medical debt, or car debt. We are down to onl...