When I said this part of the vows I was thinking to myself let's not ever have poorer times. Now we are definitely nowhere close to poverty, but we have learned a lot about money management this year. Combining our finances was actually a pretty easy experience I will say that when I signed up to have my check directly deposited into OUR account, and not my own I did feel this sense of the walls closing in on me. I had this feeling mostly because this marriage thing was really real, and I no longer could hide what I was doing financially. I was now accountable to someone else. In the beginning we tithed 10% of our income to our church, paid bills, purchased flights, and vacations out of our joint account. We didn't really have a plan to pay down our debt. Throughout the first year we paid all of our bills, and paid off our wedding rings, furniture, and some other debts including all of our medical bills. Then after graduating with my masters I got the email of how m...

Throughout the last 12 months I never would have imagined that we would be in and out of emergency rooms, urgent care facilities, hospitals, and doctors offices. We blew our entire flex spending account this year because of all of the medical expenses! We really just thought we would be getting some cool new designer glasses with the money, but that didn’t happen at all! So how did we get here...? The first time that we went to urgent care I slipped and fell I was in so much pain it even hurt to sit up. On top of that Eddie also had a cyst that was causing him pain, so off to urgent care we go. Lots of x-rays later we were thankful to learn that nothing was broken I was just badly bruised. Eddie just needed some antibiotics. Well this visit was right before Christmas and while he was taking the antibiotics we head to Columbus and he forgot them on the counter.  The cyst of course came back much bigger and more painful so we went to the emergency room for them to drain it. ...